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Reforming and Addressing BPJS Kesehatan Deficit

January 2, 2026
1 min read

In 2025, Indonesia faces a critical task of ensuring healthcare system sustainability through tariff reform and the implementation of cost-sharing concepts. The population has repeatedly dealt with rising contributions in the BPJS Kesehatan system, causing concerns about household burdens. To address the deficit issue, a balanced increase in contributions is needed, perceived as an investment in future healthcare.

The reforms are aimed at making the system more efficient and transparent, by improving administration and reducing operational costs. The implementation of more thoughtful tariff policies allows for a fair and targeted redistribution of resources.

Cost-sharing means that users will pay a portion of the medical services, which should enhance public awareness of the value of healthcare services. However, a key aspect of such reforms is their social awareness and support from all stakeholders.

The agreement on the long-term protection of the health system requires the consolidated efforts of the government, medical community, and citizens themselves. As the population grows and healthcare demands increase, it is essential to manage resources in an innovative and responsible way.