List of 96 Legal Pinjol OJK 2026: Choose Safe, Avoid Illegal

Indonesian users of online lending platforms can breathe a sigh of relief as the Financial Services Authority (Otoritas Jasa Keuangan or OJK) has published a list of 96 legal financial services for 2026. This information is invaluable in preventing the numerous potential risks linked with illegal services, such as unreasonable interest rates and data privacy violations. Online loans are increasingly attractive due to their quick application process and ease of access through digital means. However, it is critical to approach platform selection with caution to minimize the risk of encountering unethical practices.